Before you place your money in risky investments, check that you can't earn a higher rate of return by investing in your own debt. By increasing your monthly payments on loans or mortages you can save a surprising amount of money in the long term, and best of all it's tax free. Enter the details of your loan in the fields below, then how much you could afford to increase your payments by each month to see what return you could gain by investing in your own debt.

To the best of our knowledge, this calculator is based on information that is correct at the time of publication. We take no responsibility for errors or omissions and provide this information as a guide only. Contact your Bank for more information or assistance.